NABFINS (NABFINS Limited) is a microfinance institution in India

It is a subsidiary of NABARD (National Bank for Agriculture and Rural Development

NABFINS is registered with the Reserve Bank of India as an NBFC-MFI (Non-Banking Financial Company – Microfinance Institution)

Its mission is to provide fair, transparent micro-credit to low-income households, especially in rural areas.

It uses social collateral by lending to Self-Help Groups (SHGs) and Joint Liability Groups (JLGs).

NABFINS offers microloans at some of the lowest interest rates among NBFC-MFIs.

It has a wide operational presence: 19 states across India.

As of March 2024, the company’s gross loan portfolio stood at around ₹3,050 crore, with over 11 lakh active borrowers.

NABFINS also supports women empowerment: it has launched all-women branches and skill-development programs.

The organization aims to “balance business with inclusion,” combining financial sustainability with social goals